Struggling With MCA or Business Debt?

There is a Smarter Way Forward.

Confidential, hardship-based debt relief consulting for business owners overwhelmed

by merchant cash advances and high-pressure lenders.

Debts We Help Resolve

  • Merchant Cash Advances

  • Business Credit Card Debt

  • Unsecured Business Debt

  • Non-Collateralized Business Loans

  • Repossessed Equipment Loans

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Testimonials

Join thousands of clients who’ve reduced their debt and regained financial freedom through our proven settlement process.

Kyle Connor

Adam and the Century Relief Team saved my business at a time when I needed it the most. 6 months ago my business was on the verge of bankruptcy, I was over leveraged and overwhelmed as a young entrepreneur, and I was not seeing the light at the end of the tunnel and thought we would have to close up shop after 4 great years. Adam not only delivered on all of their settlements, but substantially dropped our payments so that we could continue to pay our overhead and employees. We not only saved our business, but went on to have a record month in September and reinvesting into our business for growth in 2026. Thank you Adam and team!!

David A.

Century Debt Relief did an amazing job in settling my debts! My only regrets are not reaching out to them first and sooner. I came to them dealing with five different lenders breathing down my neck and threatening legal action. This wasn’t a problem for them, my business advisor Adam went over the whole process in great detail and got me on an affordable monthly payment schedule, all while keeping my lenders off my back. Within six months all my debts were settled and I’m now debt free. I definitely appreciate the work they did and the transparency through the whole process.

Kimi Odell

Regis Smith and Mark Johnson did an incredible job helping me through the process and helping me save my company from the terrible decision of a merchant loan that I highly inform everyone to stay away from now. Without Century Relief on this matter, I would not know where I would be at now, and for them, I am truly grateful for it all! Regis is very responsive and will answer any question you have. If you need help consolidating any debt, I highly suggest Century Relief, they will save you!

What types of debt do you help with?

We assist with merchant cash advances (MCAs), stacked advances, business loans, credit cards, collections, charge-offs, and certain judgments where eligible.

Will this affect my credit?

Every situation is different. Our goal is to minimize long-term impact while prioritizing cash flow relief and business survival.

How does the settlement process work?

We analyze your accounts, communicate directly with creditors, and negotiate reduced payoff amounts based on your financial position.

How long does the process take?

Timelines vary depending on the number of accounts and lenders involved, but many settlements are reached within months—not years.

Is my information secure?

Yes. All consultations and financial details are handled confidentially and securely.

How do I get started?

Simply click Check Your Eligibility and complete the short evaluation to see your options.

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